The Offer · Analysis Worldwide · Operated in the U.S. & Canada
Upload your CBA. Get an AI‑run pension.
Your collective bargaining agreement already contains every rule your pension and benefits operation runs on — contribution rates, eligibility, hour banks, vesting. We turn that language into a working, AI-operated administration system. It starts with one click: upload the agreement, get a free analysis.
What happens when you upload
- Upload the agreement — one click.The CBA, and optionally your trust documents, plan document, and latest actuarial report. PDFs and scans are fine.
- AI reads every article.Contribution rates and remittance rules, eligibility and hour-bank provisions, vesting schedules, benefit formulas, classifications, effective dates, side letters.
- A specialist reviews the extraction.Every AI finding is checked by a human before it reaches you. Nothing is automated blind.
- You get the rule map — free.A plain-English report of every operational rule in your agreement, the ambiguities worth resolving at the bargaining table, and a modernization plan for running administration on those rules.
- If you want it run: we run it.Member records, employer remittances, eligibility, hour banks, and pension workflows operated on an AI system with approval gates — your staff and trustees stay in control of every consequential action.
What the AI extracts from your agreement
Contribution rules
Rates per hour/shift/week by classification, effective-date changes, remittance deadlines, delinquency terms.
Eligibility & hour banks
Hours thresholds, bank caps and draw-down rules, reciprocity, continuous-coverage provisions.
Vesting & service
Vesting schedules, credited-service definitions, break-in-service rules.
Classifications & scales
Wage scales, steps, premiums — the inputs your contribution math depends on.
The paper trail
Side letters, MOUs, amendments, and where they override the main agreement.
The gaps
Ambiguous or conflicting language your trustees should know about before it becomes a dispute.
Built for the people who run the fund
Union locals and their trustees, Taft-Hartley funds, self-administered pension funds, and third-party administrators. The free analysis is available worldwide — any collective agreement in English, French, or Spanish, from any country. The fully operated service runs today in the United States and Canada, with the UK, Ireland, Australia, and New Zealand next on the expansion list. If your operation today is a legacy system, spreadsheets, and someone named Pat who is the only person who knows how the hour bank works: you are exactly who this is for.
Security & oversight
- Documents encrypted in transit and at rest; access limited to your engagement team.
- Your documents are never used to train public AI models.
- Every consequential action in an operated system requires human approval — financial changes, member-status changes, benefit determinations.
- Full audit trail: what the AI read, what it concluded, who approved it.
- Canadian data-residency option for Canadian funds.
Get your free CBA analysis
Send us your details and we'll reply with a secure upload link — the analysis is delivered within three business days, no commitment, no sales pressure. Or email the agreement straight to hello@collectivebargainingagreement.com.
Common questions
Is the analysis really free?
Yes. The rule map and modernization report are free and yours to keep, whether or not you go further. It's how we show our work before you commit to anything.
Does AI make benefit decisions?
No. AI prepares the work — extraction, calculations, reconciliations, drafts. People approve it. Financial and member-status actions always require human sign-off, and the math that must be deterministic is deterministic.
What if our rules live in more than the CBA?
They always do — trust agreements, plan documents, amendments, board minutes, and memory. Upload what you have; the analysis flags what's missing and where documents conflict.
Where are you available?
The free CBA analysis: worldwide, for agreements in English, French, or Spanish — collective bargaining covers one in three employees across 98 countries, and we read them all (see the country guide). The operated pension & benefits service: United States and Canada today, with a Canadian data-residency option; UK, Ireland, Australia, and New Zealand are next. See pricing.